Workers' Compensation

Benefits to Which You May Be Entitled:

Lost Wages

If your claim has been accepted (or admitted) by the respondents and you are losing time from work because of your injury, you may be entitled to either Temporary Total or Temporary Partial Disability benefits.

• Temporary Total Disability (TTD) is due if the doctor takes you completely off of work or if the doctor gives you restrictions that your employer cannot accommodate.
• Temporary Partial Disability (TPD) is paid when you return to work, but you are not earning your normal pay or working your regular hours due to your injury (including missed work for medical appointments).

Permanent Disability

Once you have been placed at Maximum Medical Improvement (MMI), your doctor determines the amount of loss in the form of a percentage. Impairment is a permanent loss of function of a body part or system. There are two categories of permanent disability benefits.

• Permanent Partial Disability (PPD) or medical impairment benefits are those benefits that compensate a claimant for permanent loss of function or impairment to a particular body part.
• Permanent Total Disability (PTD) means you are unable to earn any wages for the rest of your life.

Medical Benefits

The injured worker may receive medical benefits that are reasonable, necessary and related to the workers’ compensation injury.

Disfigurement

The injured worker may be entitled to benefits for permanent scarring to the body related to the injury.